Making the complex simple

Jeff TIMIAN

NMLS# 1550951

Call or Text: (904) 557-1948

Let’s get you started with a faster, easier, cheaper mortgage

Jeff Timian | Mortgage Loan Officer

Making the complex simple

Jeff Timian

NMLS# 1550951

Call or Text: (904) 557-1948

Let’s get you started with a faster, easier, cheaper mortgage

Jeff made the loan process almost fun. He is the straight shooter that really cared about what would be best for me.
Michalle Littel
I felt like I could just relax knowing jeff was competent. He guided me through the process
Rodney Getty

TYPES OF LOANS

PREPARE FOR THE BEST MORTGAGE EXPERIENCE

Our knowledgable staff will help you understand each loan program you qualify for, and help you make the best decision for you and your Family based on your situation

CONVENTIONAL

Conventional loans are any mortgage that is not guaranteed or insured by the federal government. 

FHA

Home loans provided by the Federal Housing Administration (FHA) may make it easier for you to buy a home.

VA

If you’re a military veteran or still in active service, you may qualify for a U.S. Department of Veterans Affairs (VA) loan.

USDA

There are many benefits of a USDA home loan. One of the biggest benefits is that no down payment is required.

VIRTUAL HOME BUYING SEMINAR

Whether you’re just starting out or ready to close, our home-buying workshop offers everything you need to know as you prepare to buy a home:

What We Do

Home Purchase Loans

Secure a home purchase loan that utilizes today’s great mortgage rates to make your dream home affordable.

Fast Funding

Seize opportunity as soon as you can with our fast funding options, giving you the freedom to cure that house fever.

Cash-Out Refinance

Take advantage of your home’s equity with a cash-out refinance. It’s your cash — spend it how you see fit.

Refinance Rates

Lock in great terms with current interest rates to ensure your home remains affordable—or build more equity with an update!

Evaluate Your Property

Know where you stand. With a property evaluation in hand, you’ll have better access to your options so you can see the next move.

Rate Comparisons

Don’t just take the first offer. Shop around. Use our rate comparisons to find the best possible plan for your home ownership strategy.

Best pricing & services

Responsive to you

Attentive to the details

Create solutions to complex problems

Keeping loans simple since the 80's

Creating & preserving wealth is more than just a loan. I have over 40 years experience in finance.

FREE TOOLS

GET YOUR FREE PRE-PPROVAL LETTER

GET YOUR FREE REFINANCE ANALYSIS

GET YOUR FREE PRE-PPROVAL LETTER

GET YOUR FREE PRE-PPROVAL LETTER